We don't just add value
We create it
We are a financial services company that builds, scales, finances and managed Lending and Loan Servicing businesses.
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We do it through residential and commercial property, as well as consumer, small business, auto and equipment finance. We help people succeed. And companies grow.
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Our Approach
Plant seeds.
Harvest rewards.
We tackle problems like entrepreneurs, and balance uncertainty with opportunity. We give you fresh perspectives on how to view markets, manage risks and create value.
Read our story
What we do
Serving the
underserved
Founded in 2000, Pepper has served over 2 million borrowers and small businesses across 13 countries. We also work with Investors, Banks, Funds, Institutions and FinTechs to service markets that are overlooked or underserved.
Explore our capabilities
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Business
in numbers
*All figures are in USD as of 30 June 2021
Total Assets Under Management
$0bn
Servicing Assets Under Management
$0bn
Lending Assets Under Management
$0bn
Employees
0
Customers
0m
Our Approach
What if you could predict how loans will perform? Pepper Analytic.AI draws on 20 years of experience and rich market data to forecast trends, predict behaviour and power decisions.
Explore Data & Analytics
Our People
The Pepper team brings a suite of diverse skills, backgrounds, competencies and experiences to our business. We have stories to tell and ideas to share.
Pepper People
Farah Vie
Senior Manager, Corporate Services
Pepper Money Australia and New Zealand (working in the Philippines)
In my field, there are no boring moments.
Read Farah's Story
Shakira Snowdon
Head of Operations
Pepper Money Australia and New Zealand (working in the Philippines)
The ‘can do’ culture is infectious.
Read Shakira's Story
Harry Head
Principal Investment Analyst
It was the most rewarding start to a career.
Read Harry's Story
Juan C. Gonzalez
Group Chief Financial Officer
I feel very bullish about our growth prospects in Asia.
Read Juan's Story
Finding niches everywhere
Like the spice trail that inspires us, Pepper has created pathways into new markets, and has delivered financial services based on local knowledge and global insights.
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Pepper Global Singapore
Pepper Singapore is the hub of our Asian platform providing the infrastructure to power our Lending and Loan Servicing businesses in the region.
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Pepper Money Australia & New Zealand
Founded in 2000, Pepper Money provides home loan solutions to customers that aren’t being served by traditional lenders.
2000
Started
841
Employees
USD12bn
Assets Under Management
250,000
Customers cumulative since 2014
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Pepper Savings Bank South Korea
As one of the top 5 mutual savings banks in Korea, Pepper Savings Bank is the leader in unsecured lending and mortgages with a heavy emphasis on middle-class customers and self-employed business owners.
2013
Started
470
Employees
USD3.9bn
Assets Under Management
220,000
Customers
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Pepper Money Spain
We provide sophisticated point-of-sale financing solutions to more than 9,500 retail merchants and 900,000 customers across Spain.
2013
Started
300+
Employees
USD400m
Assets Under Management
900,000
Customers
9,500
Stores
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Pepper European Servicing
Pepper European Servicing provides a range of asset management, loan servicing and advisory services in Ireland, Spain, Greece and the UK on behalf of international and national investors, financial institutions, wholesale funding institutions and loan originators.
2012
Started
845
Employees
USD48.3bn
Assets Under Management
237,800
Customers
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Pepper Money United Kingdom
Pepper Money launched its UK lending business in 2015 and is now one of the fastest growing non-bank specialist lenders in the UK.
2015
Started
300
Employees
USD2.5bn
Assets Under Management
74,900
Customers
43,900
Loans
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Pepper China
Recently established, Pepper China operates out of Shanghai and Hong Kong and provides third party Servicing of non-performing loans for international investors.
2020
Started
10+
Employees
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Pepper India
In October of 2019, Pepper India was launched as a joint venture between the Pepper Group and ABK Resolution.
2019
Started
71
Employees
USD100m
Assets Under Management
33,527
Loan accounts
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Pepper Millennium Japan
We provide Servicing for investors, as well as Due Diligence and Asset Valuation services.
2021
Acquired by Pepper
11
Employees
USD900m
Assets Under Management
452
Customers
1,096
Loans
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