Investing
Putting capital to work
Our investment model, perfected over decades, has enabled our successes across markets, business cycles and asset classes.
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We source and deploy capital into equity and credit investments. Our operating model combines a targeted investment strategy with a global resource pool to channel our capabilities towards creating opportunity and adding value.
Capital Provision
Knowing where to plant seeds
Staying ahead of what customers want and tracking the latest developments in financial services and credit markets helps add insight to our expertise in capital deployment. We seek to support innovation and to find new ways of doing things.
Our approach
A spirit of entrepreneurship drives us. But passion alone won’t deliver results. It’s an investment model we’ve perfected over decades that enables our success. A process that we follow across markets, business cycles and asset classes. A system designed to add value, and to create it.
The new spice trail
Our global team
The original spice trail took centuries to cover the globe. On the other hand, Pepper has managed to do it over a couple of decades.
Our team spans Europe and Asia and encompasses 45 different nationalities and hundreds of colourful personalities.

"Last year taught me a lot of things about investment and people and the importance of what we do."
Tom Saywell
Group Head of Principal Investments
The smart approach to funding
Across all our lending businesses we have adopted a diversified approach to funding. Expertise in on-balance sheet wholesale funding, retail deposits and traditional securitisation vehicles ensures all our businesses are well-funded for growth.
How we succeed
Our expertise
We do many things well.
And a few things better than anyone.
And a few things better than anyone.