The Pepper
Journey
Journey
Explore
2000
The first seed
Pepper begins as a mortgage lender in Australia for underserved segments.
2004
Security issue
Issues first of many non-conforming mortgage Term Securitisations.
2007
What crisis?
Pepper scales back before the Global Financial Crisis in a combination of cautious foresight and remarkable luck.
2011
Capital gains
Acquires GE Capital’s home lending business worth AUD5bn billion in Australia and New Zealand.
2013
Investing in Asia and Spain
Evergreen Savings Bank in South Korea with USD176m in assets becomes the Group’s first venture into Asia. Pepper acquires consumer credit platform Celeris in Spain.
2014
Start up growth
Pepper commences lending in the UK and starts up an Asset Finance arm in Australia.
2015
Venturing East
Pepper acquires 12% interest in Prime Credit Ltd,. a consumer finance business in Hong Kong and Shenzhen. This was divested in 2021.
2018
Underserved Markets
Pepper European Servicing acquires NAI Hellas in Greece and establishes a servicing platform in Cyprus, while Pepper Money UK acquires second charge lender Optimum Credit Ltd.
2019
Expanding horizons
Pepper establishes servicing platforms in India and China while expanding into New Zealand. Pepper brings in residential and buy-to-let mortgages to a wider market in the UK.
2021
Growth in Asia
Pepper acquires Millennium Holdings KK in Japan.
Pepper lists its Australian business on the ASX.
Pepper sets up Indonesia’s first global servicing platform in June 2021.
Pepper lists its Australian business on the ASX.
Pepper sets up Indonesia’s first global servicing platform in June 2021.
Today
Over
0
Global Employees
Operating in
0
Countries Globally
Serving
0m
Customers
Currently Managing
$0bn
Total Assets Under Management
*All figures in USD as of 30 June 2022
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